No visibility01
You send the invoice. Then you’re guessing.
Did the client open it? Did it reach them? You don't know, so you wait. Then you send an awkward follow-up message and wait again.
Built for Nigeria, Kenya, Ghana and South Africa
Get paid faster
without chasing clients.
Velvy helps freelancers and small businesses send professional invoices, track payments, and stay on top of expenses without spreadsheets.
Send your first invoice in 60 seconds · 5 free invoices every month
Sent via WhatsApp
INV-0047 · delivered · 00:02
Paid via card · GBP 3,960.00
Client · London · 00:21:47
Invoice · Original
Chidi Design Studio
Lagos, Nigeria · RC 8932441
№ INV-0047
Issued · 18 Apr 2026
Due · 30 Apr 2026
Bill to
Meridian Creative Ltd.
18 Newman Street · London W1
United Kingdom
Scan to pay
Card · M-Pesa · Bank · WhatsApp
DescriptionAmount
Brand Identity Package£ 2,500.00
UI / UX Consultation · 16h£ 800.00
FX fee£ 660.00
Total due£ 3,960.00
Pay £ 3,960.00Businesses1,000+
Invoiced₦150M+
Rating4.9 / 5
“I used to spend my Fridays chasing clients. Now I send, and they pay.”— Tunde A. · Lagos
Your clients pay with what they already use
◆NGN · Naira◆GHS · Cedi◆KES · Shilling◆ZAR · Rand◆Company Management◆Client Management◆Professional Invoices◆Inventory Management◆Payment Tracking◆WhatsApp Send◆NGN · Naira◆GHS · Cedi◆KES · Shilling◆ZAR · Rand◆Company Management◆Client Management◆Professional Invoices◆Inventory Management◆Payment Tracking◆WhatsApp Send
The real cost
Things costing you money right now.
Manual tracking02
You’re tracking payments by hand.
Spreadsheets, phone notes, WhatsApp chats. One missed update and your numbers are off. You forget who paid. You chase people who already paid you last week.
Scattered finances03
Expenses live everywhere.
Bank app for transfers. Notes app for receipts. WhatsApp for supplier quotes. You can't see what your business is actually spending — or what you're really making.
This is how money slips through the cracks — a little at a time, every month.
What Velvy does
Everything you need to stay in control.
One simple system to replace the spreadsheets, phone notes, and scattered tools you’re using now.
01
Send invoices clients take seriously
Professional, branded invoices you can send by WhatsApp, email, or a shareable link. Clients tap one button and pay — no back-and-forth about how to pay you.
Send · Open · Paid
02
Always know what you've been paid
Every invoice moves from draft to sent to paid automatically. When a payment comes in, it logs itself. You can also mark cash or bank transfers as paid in one tap.
Draft · Sent · Paid
03
See where your money is going
Log business expenses in seconds and see how much you're really keeping — not just what came in. Understand your profit, not just your revenue.
Income · Expenses · Profit
04
Keep your business details organised
Save clients, companies, and account details once. Reuse them on every invoice. Switch between businesses without mixing up who owes what.
Save · Reuse · Done
Before and after
Same business. Better control.
Drag the divider. On the left is what your clients see when you invoice in Word or Excel. On the right is what they see with Velvy. Nothing changed except your system.
INVOICE
Chidi Design Studio
Lagos NG
Date: 18/04/26
Invoice no: 47
To: Meridian Creative Ltd
| item | qty | amount |
|---|---|---|
| brand identity | 1 | 2500 |
| ui/ux | 16 | 800 |
Please pay: 3,300
Bank: GTB 0124... (NGN only — 😬)
* wall of text · no Pay button · GBP/NGN confusion · client asks “how do I pay?”
Invoice · № INV‑0047
Chidi Design Studio
Lagos, Nigeria
Bill to
Meridian Creative Ltd
London, United Kingdom
Total due
£ 3,960.00
Due 30 Apr 2026
BrandedMulti-currencyPay now
◀▶
Before · Word
After · Velvy
Real businesses
Used by people running real businesses.
AO
Adebayo O.
Freelance developer · Lagos, Nigeria
“My first Velvy invoice was paid the same week I sent it. I stopped chasing.”
WN
Wanjiru N.
Management consultant · Nairobi, Kenya
“My client used to ask how to pay. Now she taps one button and I see the money that afternoon.”
CE
Chiamaka E.
Fashion designer · Abuja, Nigeria
“I open Velvy and I know who owes me, what I've spent, and what I'm actually making.”
Velvy vs how you’re doing it now
Spreadsheets track data. Velvy helps you run your business.
A quick look at how Velvy compares to Word, Excel, and the other tools small businesses reach for. We update this every quarter and verify every claim before shipping.
| Capability | Velvy Growth | Paystack Invoice | Word / Excel | Other |
|---|---|---|---|---|
| Price · Nigeria | ₦2,500 / mo | Free | Free | Free/Paid |
| Professional, branded invoices | ||||
| Send by WhatsApp with a payment link | ||||
| Track payments | ||||
| Log and track business expenses | ||||
| Multi-currency (NGN, GHS, KES, ZAR, USD, GBP, EUR) | ||||
| Automatic reminders by email, WhatsApp and SMS | ||||
| Export all your data on the free plan |
Velvy Growth◆ Recommended
- Price · Nigeria
- ₦2,500 / mo
- Professional, branded invoices
- Send by WhatsApp with a payment link
- Track payments
- Log and track business expenses
- Multi-currency (NGN, GHS, KES, ZAR, USD, GBP, EUR)
- Automatic reminders by email, WhatsApp and SMS
- Export all your data on the free plan
Paystack Invoice
- Price · Nigeria
- Free
- Professional, branded invoices
- Send by WhatsApp with a payment link
- Track payments
- Log and track business expenses
- Multi-currency (NGN, GHS, KES, ZAR, USD, GBP, EUR)
- Automatic reminders by email, WhatsApp and SMS
- Export all your data on the free plan
Word / Excel
- Price · Nigeria
- Free
- Professional, branded invoices
- Send by WhatsApp with a payment link
- Track payments
- Log and track business expenses
- Multi-currency (NGN, GHS, KES, ZAR, USD, GBP, EUR)
- Automatic reminders by email, WhatsApp and SMS
- Export all your data on the free plan
Other
- Price · Nigeria
- Free/Paid
- Professional, branded invoices
- Send by WhatsApp with a payment link
- Track payments
- Log and track business expenses
- Multi-currency (NGN, GHS, KES, ZAR, USD, GBP, EUR)
- Automatic reminders by email, WhatsApp and SMS
- Export all your data on the free plan
Last verified · Apr 2026 · updated every quarter
Pricing
Simple pricing. Clear value.
No complicated plans. Just what you need to stay organised, get paid, and run your business properly.
Free
₦0forever
Everything you need to send and track invoices. Free, forever.
Create your first invoice- 5 invoices a month
- 1 business profile
- Payment tracking and expense logging
- Full data export (CSV and PDF)
- Email support
- Velvy-branded footer on invoices
◆ Recommended
Growth
₦23,000/year · save 2 months
For freelancers and small businesses with regular clients.
Upgrade- Unlimited invoices
- Multi-currency (NGN, GHS, KES, ZAR, USD, GBP, EUR)
- Send by WhatsApp in one tap
- Automatic reminders by email, WhatsApp and SMS
- Your own branding — remove the Velvy footer
- Client portal and automatic receipts
No lock-in. Cancel any time. Export your data on the way out.
See team & agency plansBefore you sign up
Questions people ask, answered clearly.
01Can I use Velvy for my type of business?+
Yes. Velvy is built for freelancers, service providers, small agencies, and product sellers. If you send invoices and receive payments, Velvy fits.
02Do I need accounting knowledge to use this?+
No. Velvy is designed for business owners, not accountants. Everything is in plain English. If you can send a WhatsApp message, you can send a Velvy invoice.
03What if my client pays by cash or bank transfer?+
That still works. Your account details show up on every invoice, and you can mark the invoice as paid in one tap when the money lands. Cash, transfer, mobile money — log it all in the same place.
04Can I manage multiple clients and businesses?+
Yes. Save clients, companies, and bank details once, then reuse them on every invoice. You can also switch between businesses without mixing up who owes what.
05What happens to my data if I stop using Velvy?+
You can export every invoice, client, and payment any time — on the free plan and every paid plan. No lock-in. Your data is yours.
60 seconds to your first invoice
Your business
deserves better systems.
Start creating invoices, tracking payments, and running your business properly today. Setup takes 3 minutes. Your first invoice takes 60 seconds.
Send your first invoice in 60 seconds · no credit card · export your data at any time