Everything you need to send, track, and get paid.
Velvy puts your invoicing, payments, and business finances in one place. No spreadsheets. No scattered tools. Just the things freelancers and small businesses actually use.
Send invoices clients take seriously.
Branded, multi-currency invoices in under a minute. No more Word docs, awkward PDFs, or guessing what currency to use.
Branded invoice templates
Add your logo, colours, and business details once. Every invoice you send looks like a real business made it.
Multi-currency support
Bill in NGN, GHS, KES, ZAR, USD, GBP, or EUR. Switch currencies per invoice based on the client.
Send by WhatsApp, email, or link
Share a payment link in the channel your client actually uses. They tap it and pay — no downloads, no attachments.
See when invoices are opened
Get a quiet notification the moment a client views your invoice. You stop wondering if it landed.
Always know what you’ve been paid.
Card, mobile money, bank transfer, or cash. Velvy reconciles payments to invoices automatically and tells you when something is overdue.
Pay-now button on every invoice
Connect Flutterwave or accept card, M-Pesa, MTN MoMo, USSD, and bank transfers in one click.
Automatic payment matching
When a client pays online, the invoice marks itself as paid. Cash or transfer? Mark it paid in one tap.
Reminders that go out for you
Set polite reminders before the due date and firm ones after. You stop being the one chasing.
Real-time payment alerts
Email or push notifications the moment money lands. Thank the client while they’re still in the window.
See where your money is really going.
Track expenses, watch your profit, and pull a clean report when your accountant or tax officer asks.
Quick expense logging
Add an expense in seconds. Attach the receipt, tag the vendor, mark it deductible — done.
Live financial dashboard
Revenue, expenses, outstanding invoices, and cash position in one screen. No spreadsheets to refresh.
Revenue and expense reports
Break down income by client, service, and month. See which work actually pays — and which doesn’t.
Export anything, anytime
PDF for clients. CSV or Excel for your accountant. Your data is yours, on every plan.
Keep your business organised.
Save your clients, products, and businesses once. Reuse them on every invoice without retyping or losing track.
Client database
Every contact, every past invoice, every payment in one place. Open a client and see the whole history.
Run more than one business
Separate brands, bank details, and clients per company. Switch between them without mixing things up.
Inventory and product catalogue
Track stock by location, set low-stock alerts, and add products straight to an invoice with the right price.
Wallet and transaction log
Every inflow and outflow in one ledger you can search and filter. No more screenshotting bank apps.
Phone, tablet, or laptop. Install Velvy as an app and keep going when the network drops.
Pages load in seconds on 3G. We watch this number — it’s not optional in the markets we serve.
Encrypted in transit and at rest. Daily backups. Export to CSV or PDF on every plan.
Spreadsheets track data. Velvy helps you run your business.
A quick look at how Velvy compares to Word, Excel, and the other tools small businesses reach for. We update this every quarter and verify every claim before shipping.
| Capability | Velvy Growth | Paystack Invoice | Word / Excel | Other |
|---|---|---|---|---|
| Price · Nigeria | ₦2,500 / mo | Free | Free | Free/Paid |
| Professional, branded invoices | ||||
| Send by WhatsApp with a payment link | ||||
| Track payments | ||||
| Log and track business expenses | ||||
| Multi-currency (NGN, GHS, KES, ZAR, USD, GBP, EUR) | ||||
| Automatic reminders by email, WhatsApp and SMS | ||||
| Export all your data on the free plan |
- Price · Nigeria
- ₦2,500 / mo
- Professional, branded invoices
- Send by WhatsApp with a payment link
- Track payments
- Log and track business expenses
- Multi-currency (NGN, GHS, KES, ZAR, USD, GBP, EUR)
- Automatic reminders by email, WhatsApp and SMS
- Export all your data on the free plan
- Price · Nigeria
- Free
- Professional, branded invoices
- Send by WhatsApp with a payment link
- Track payments
- Log and track business expenses
- Multi-currency (NGN, GHS, KES, ZAR, USD, GBP, EUR)
- Automatic reminders by email, WhatsApp and SMS
- Export all your data on the free plan
- Price · Nigeria
- Free
- Professional, branded invoices
- Send by WhatsApp with a payment link
- Track payments
- Log and track business expenses
- Multi-currency (NGN, GHS, KES, ZAR, USD, GBP, EUR)
- Automatic reminders by email, WhatsApp and SMS
- Export all your data on the free plan
- Price · Nigeria
- Free/Paid
- Professional, branded invoices
- Send by WhatsApp with a payment link
- Track payments
- Log and track business expenses
- Multi-currency (NGN, GHS, KES, ZAR, USD, GBP, EUR)
- Automatic reminders by email, WhatsApp and SMS
- Export all your data on the free plan
Last verified · Apr 2026 · updated every quarter
See it work on your own invoice.
Sign up free and send your first invoice in a minute. No credit card. Export your data any time you want.
No credit card · 10 free invoices a month · cancel any time